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ITA 1961 → DTC 2025TDS

Section 194A Section 208

TDS on Interest other than 'Interest on securities'

RetainedVery High - Affects all bank depositors.

Quick Answer

Section 194A of the Income Tax Act, 1961 (TDS on Interest other than 'Interest on securities') corresponds to Section 208 of the Direct Tax Code 2025 (Income-tax Act, 2025), effective 1st April 2026. Status: Retained.

Old Law (ITA 1961)Ch: XVII-B

Sec 194A

Provision Summary

TDS on FD interest, etc., if it exceeds Rs. 40,000 (Rs. 50,000 for senior citizens).

New Law (DTC 2025)Ch: XIX

Sec 208

Provision Summary

Retained. Integrated with Form 15G/15H for non-deduction.

Key Changes & Highlights

  • Threshold limits are now tracked per-bank/per-institution via PAN to prevent split-deposit evasion.

Related Sections

Section 197A

Frequently Asked Questions

What does Section 194A of the Income Tax Act 1961 deal with?

Section 194A (TDS on Interest other than 'Interest on securities') TDS on FD interest, etc., if it exceeds Rs. 40,000 (Rs. 50,000 for senior citizens).

What is the new section number for Section 194A under the Direct Tax Code 2025?

Section 194A of the ITA 1961 maps to Section 208 of the Direct Tax Code 2025 (Income-tax Act, 2025), effective from 1st April 2026.

What is the status of Section 194A under the new tax code?

Section 194A is marked as "Retained" with status "Active". Impact: Very High - Affects all bank depositors.

What are the key changes to Section 194A under DTC 2025?

Threshold limits are now tracked per-bank/per-institution via PAN to prevent split-deposit evasion.

Disclaimer: This page is for educational and reference purposes only. Section mappings are based on publicly available drafts and circulars. Always consult a qualified Chartered Accountant before filing or making compliance decisions under the Direct Tax Code 2025.

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