NRI Tax Liability Estimator — India Income Tax for Non-Residents
Estimate your Indian tax liability as an NRI on rent, interest, capital gains, and other India-sourced income.
Quick Answer
Non-Resident Indians (NRIs) are taxed in India only on income that is earned in or received in India, or that accrues in India. Key categories: rent from Indian property, interest from NRO accounts (NRE is exempt), capital gains on Indian property and shares, dividends, and any salary for services rendered in India. Many NRIs benefit from DTAA (Double Taxation Avoidance Agreement) relief depending on country of residence.
What the NRI Tax calculator computes
- Tax on rental income from Indian property (Section 22-24)
- TDS deduction on NRO interest and Indian payments (Section 195)
- Capital gains on Indian property and listed equity
- DTAA relief estimation (10 most-used treaties)
- Repatriation limits and Form 15CA/15CB triggers
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Income Tax sections this calculator implements
View the exact bare-act mapping (old ITA 1961 → new DTC 2025) for each section used.
Frequently asked
Is NRE account interest taxable in India?
No. Interest earned on NRE (Non-Resident External) accounts is fully exempt from Indian income tax. NRO (Non-Resident Ordinary) account interest, however, is taxable and subject to TDS at 30% (lower if a DTAA rate applies).
Do NRIs need to file Indian ITR?
Yes, if total Indian-source income exceeds ₹2.5 lakh in a financial year, or if you want to claim a TDS refund or capital loss carry-forward.
What is the TDS rate on NRI property sale?
20% on long-term capital gains (held > 24 months) under Section 195. The buyer must deduct this and deposit it. The NRI seller can later claim refund via ITR if actual tax liability is lower (after DTAA, indexation, or 54/54F exemption).
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